Under the No Surprises Act (effective January 1, 2022), health care providers are required to give patients who don't have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy.
Your Rights
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask your healthcare provider for a Good Faith Estimate before you schedule a service, or at any time during treatment.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
How This Applies to Therapy
Because therapy involves a course of treatment that varies by individual, a Good Faith Estimate will be provided during the intake process based on the anticipated frequency and duration of treatment. The estimate may change as treatment progresses and your needs evolve.
For More Information
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call (800) 985-3059.